Deal Advisory
Buying or Selling a Senior Care Business? Get Deal-Ready First.
As of October 1, 2026, SBA 7(a) acquisitions of $3M or more require an independent Quality of Earnings review before the lender will fund. We help sellers present clean, defensible numbers, and help buyers walk into diligence with their eyes open.
Why Now
A New Rule Just Changed How Care-Business Deals Close
Starting October 1, 2026, SBA 7(a) acquisition loans of $3M or more require an independent Quality of Earnings (QoE) review before the lender will fund. At the same time, an estimated 2.3–3 million boomer-owned businesses nationwide are approaching succession, and senior living and home care are no exception.
Whether you’re selling a facility you’ve run for decades or buying your first one, the numbers now get scrutinized earlier and harder. We help you walk into that review prepared, not surprised.
Our Deal-Ready and Buyer Diligence Sprints are preparation and advisory work for one side of a transaction, they are not the lender’s required independent QoE report, which must be engaged directly by the lender with no relationship to either buyer or seller. We’ll help you understand which you need and connect you with an independent provider when that’s the right fit.
The Offers
Fixed-Scope Sprints for Both Sides of the Table
Sell-Side · $6,000–$10,000 · 3–4 weeks
Deal-Ready Sprint
For owners planning to sell in the next 12–24 months. We get your numbers into the shape a buyer’s QoE review expects, so diligence goes smoothly instead of derailing your deal.
- Clean, normalized EBITDA with documented add-backs
- Data room build-out
- Census, payor mix, and labor trend documentation
- Pre-review of likely buyer questions
Buy-Side · $7,500–$15,000 · 2–3 weeks
Buyer Diligence Sprint
For searchers and first-time buyers of senior living or home care businesses. A pre-LOI screen so you know what you’re really buying before you’re locked into a deal.
- Pre-LOI financial screen
- Cash flow proof & quality-of-earnings read
- Labor and payer-mix risk review
- Lender-ready financial model
Thinking About a Deal in the Next Year?
30 minutes. No obligation. We’ll tell you honestly whether you need a Deal-Ready Sprint, a Buyer Diligence Sprint, or just a straight referral to an independent QoE provider.